Change Your Spanish Mortgage or Apply for a new Mortgage in Spain


Barclays Spanish Mortgage

Would you like to change your current mortgage to another bank, but notary, registration and management fees stand in your way?

Now at Barclays, we pay all of these fees *. We can also offer you exceptional conditions for your mortgage loan.

1st Year Rate Euribor + 0.30%

  • Annual review.
  • Term of up to 30 years.
  • Up to 80% LTV.
  • Opening fee: 0%
  • Up to 5 years Interest-Only. Apply for conditions. Possibility of 10 years Interest Only.
  • Refusal compensation:
  • 0% for partial repayments
  • 0.50% for the first five years of the loan and 0.25% thereafter for full repayment.
  • Free access to Convenience Banking: Telephone and Internet banking.
  • Option to set a fixed repayment amount in the event of interest rate rises.


Other Spanish Mortgage Options with other mortgage lenders
  • Spanish Mortgages with up to 5 years fixed rate.
  • Possibility of a Euribor - 0,55% (that's right, Euribor Minus Mortgage **)
  • Possibility to suspend payment of 2 months per year
  • Possibility of mortgage or re-mortgage for only 70% of the capital and pay the 30% balance at the end of the mortgage term (reduces your monthly costs)
  • Options for fixed terms from 3 to 25 years
  • Terms of up to 40 years



Contact Us Now for more information or download application forms below


* Barclays shall take care of the notary, registry and management fees for up to a maximum of 3,000 Euros
** - terms and conditions apply, you must be a resident and working in Spain and have your salary paid into Barclays bank account





Download, complete and return all three forms to start your Spanish Mortgage Application or your Spanish Mortgage Transfer

Application Form

Checklist Form

Valuation Form
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